Export Credit Insurance

Export credit insurance policies from the Export-Import Bank of the United States (Ex-Im Bank) enable U.S. exporters to extend competitive credit terms to buyers and also to mitigate the risk of non-payment.

  • The Small Business Export Credit Insurance Policy is specifically designed for small, financially viable businesses that are new to exporting, or that have only occasionally exported. It can help increase an exporter's international sales by extending competitive credit terms while minimizing risks.
  • The Multi-Buyer Export Credit Insurance Policy enables U.S. exporters to reduce their risk of selling on credit terms by insuring their export accounts receivable against default or non-payment. The policy can help increase international sales by extending competitive credit terms to foreign buyers while minimizing risks.
  • The Short-Term Single-Buyer Export Credit Insurance Policy allows exporters to insure specific, short-term foreign receivables against loss caused by commercial and specified political risks on a selective basis.

The Ex-Im Bank’s Environmental Exports Program provides enhanced levels of financial support, including both short- and medium-term insurance policies, for a broad range of renewable energy and other environmentally beneficial exports.


  • The Ex-Im Bank can do business in most markets. However, it may be limited or unable to offer financing in certain countries and under certain circumstances. (See Country Limitation Schedule.)
  • For short-term insurance, products must be shipped from the United States and have at least 50 percent U.S. content (excluding mark-up).
  • For medium-term insurance, the Ex-Im Bank will insure up to 85 percent of the net U.S. contract value. (If the foreign content is more than 15 percent, Ex-Im Bank will support only the U.S. portion.)

RE&EE exports in action

  • GE Wind obtained $820,000 worth of Ex-Im Bank insurance on a 10-year repayment term for a single large wind turbine to power a cement facility in Mexico. By requiring less documentation, the insurance streamlined the approach to providing long-term project finance for a smaller-sized environmental transaction.
  • Suniva, an Atlanta-based manufacturer of high-efficiency solar cells and modules, used a $2 million Ex-Im Bank short-term multi-buyer insurance policy to offer a $500,000 credit line to a customer in India to buy its solar equipment. In March 2010, the deal was named “Ex-Im Bank Green Transaction of the Year.”

Where do I start?

To learn more and to apply for these programs, please click on the links for each description.

The U.S. government also provides finance-related events and online training to further assist in exporting your products and services.

To receive counseling on how the programs listed above can help you achieve your international sales goals, please contact your local U.S. Commercial Service international trade specialist.

More financing programs

Return to the online guide "Financing" section to read more about programs that can help RE&EE exporters.